05 / Fintech app
Paymelater
Built the full app experience — user journeys, flows, and core interactions — for a micro-loan app that lets users access quick credit for fashion, education, and travel purchases.
- Paymelater
- Fintech App, Consumer
- 4 weeks (2024)
- Lead Product Designer
Context
This micro-loan platform enables users to seamlessly apply for, track, and manage loans across categories like education, fashion, electronics, and healthcare. Built with transparency and ease of use at its core, the app guides users through every step right from registration to repayment.
Solution
Loan Tracking & Management
Users can monitor all active loans in one place, with clear visibility into the loan amount, purpose, partnered company, and selected EMI plan. The app displays upcoming EMIs, past payments, and complete transaction history, making it easy to stay on top of repayments. Previous loans are also archived in a dedicated loan history section for reference.
Secure Registration & Login
To ensure trusted lending, users complete a guided onboarding flow that includes personal details, bank information, and KYC verification. A secure login system allows them to access their loan dashboard at any time.
Domain-Based Loan Categorization
Loans are organized by domains such as education, fashion, electronics, and healthcare. Each category showcases partnered companies users can raise loans for — for example, an education loan for an MBA coaching program through a listed partner.
Flexible Loan Application & EMI Selection
Users can request a loan by specifying the amount and purpose. The system then presents a set of predefined EMI options with varying durations and payment amounts (e.g., ₹2,000 for 5 months or ₹5,000 for 2 months). This ensures borrowers can choose a repayment plan that fits their needs.
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